The main aim to design this book is to discuss about the problems coming in way of personal finance. The book also tells how to manage the financial activities in an individual levels. It has been divided into seven chapters by means of which whole spectrum is covered. First chapter is all about the introduction. Finance activities and investing are discussed in the second and third chapter. Fourth chapter deals with the insurance and risk management, while fifth chapter is all about retirement planning. Estate planning is discussed in the sixth chapter and the concluding deals with the tax planning.